About Unlimit   Founded in 2009, Unlimit is a global fintech company that offers a large portfolio of financial services, including payment processing, banking as a service (BaaS), and an on&off-ramp fiat solution for crypto, DeFi, and GameFi. The company’s mission is to deliver solutions that eliminate financial borders, enabling businesses to operate both locally and internationally with ease across Europe, the UK, LATAM, APAC, India, and Africa. Unlimit has 700 employees across 16 offices and five continents, including London, Singapore, São Paulo, Hong Kong, and Mexico. For further information, please visit:  www.unlimit.com . Job purpose: Underwriting analyst will review and complete underwriting and credit analysis of applications by applying sound underwriting judgment and adhering to company policy. In this role, you will be responsible for reviewing potential and existing merchants from a risk, regulatory and compliance perspective. Part of this role is also to facilitate the Company’s growth by scaling internal processes and focus on continuous optimization and automation. Main duties and responsibilities: - Ensure adherence to Company and Card Schemes rules and policies - Adhere to underwriting standards, instructions and good practice to minimize risk and maximize efficiency - Perform underwriting and risk assessment (including but not limited to credit risks) of new and existing customers - Perform calculation of the financial risk exposure and the relevant risk mitigation measures - Setup processes, monitor and execute checks related to merchants on-boarding and monitoring - Evaluate existing procedures to refine and optimize merchant on-boarding and monitoring process - Provide advice and support to internal stakeholders with regards to new and existing merchants questions around merchant on-boarding - Provide support for periodical reviews and audits - Continuous process improvement and sharing best practice Main qualification, skills and experience: - At least 3 years of  experience in acquiring  and  merchants underwriting - Understanding of  AML, KYC, PCI and Internal Controls - Knowledge of  Card Schemes rules and regulations  in relation to  merchants onboarding and monitoring - Solid practical knowledge of credit risk assessment - Extremely detail-oriented, organized and have the ability to multi-task - Able to work in an independent way, while at the same time to be a strong collaborator, connecting with colleagues and sharing ideas to improve effective teamwork - Take initiative, ownership and committed to challenging the status quo - Self-starter who enjoys a fast-paced environment - Excellent written and verbal communication.  English fluency required  - Analytical skills to identify and assess potential fraud and compliance issues - Demonstrated skills in risk assessment. The ability to escalation when appropriate We offer - Attractive monthly salary paid in line with experience - Modern workplace with all necessary equipment based in Sao-Paulo, Brazil  - A team of top international professionals to learn from - Multicultural working environment ****Please submit CV's in English****